Insurance companies are preying on people who are already facing financial hardships by using tough tactics to increase profits, according to the American Association of Justice (AAJ).

The report by the AAJ mentioned that insurers are playing hardball during people's greatest time of need. Insurance companies are believed to be using tactics that are making it difficult for policyholders to obtain compensation for their claims, but also for people who are trying to keep their policies or get approved for new coverage.

The AAJ identified some of the insurance company tactics as the following:

  • Denying claims
  • Delaying claims
  • Using confusing contracts
  • Basing decisions on credit scores
  • Abandoning sick policyholders
  • Dropping coverage for a mere phone call


It was alluded that the more that insurers are able to avoid having to pay claims, the higher their profits. Insurers therefore commonly employ tactics that increase their bottom lines, even at the expense of policyholders.

If you have been the victim of bad faith insurance or unreasonable insurance claim denial, you should contact a New York insurance lawyer who can explain your legal rights. Contact Rappaport, Glass, Greene and Levine at 800.734.9445 for more information and a free legal consultation regarding your case.